An accident is an unfortunate and an unavoidable event that no one can control. Your primary concern should be the safety of the passengers travelling in the minibus.

Assess the condition of the passengers travelling in the minibus. Don’t move the passengers from the minibus unless there is a risk from other vehicles. At times, the minibus could also catch fire; in such circumstances move the passengers out of the minibus as quickly as possible. When moving the passengers out of the minibus, make sure you are aware of traffic approaching from the other side.

If you have taken out a minibus insurance policy then you may have to collect the following information:

a) Details of the driver: Once you reach the accident location, collect the details of the other driver like name, age, address and telephone number. Also try to collect the name of the insurance provider and the policy number of the other vehicle involved in the accident. If you doubt the credibility of the information given to you, note the distinguishing features of the driver involved in the accident. If the other driver refuses to provide you with the required information you can approach the police immediately.

b) Details of the vehicle: Make sure you note all details about the vehicle involved in the accident, namely the registration number, model, make, colour and any other distinguishing features.

c) Details of the incident: Note the date and time of the accident.

d) Weather conditions: Make a note of the weather conditions at time of the accident. Include all information about the road conditions and visibility.

e) Details of damage: Find out the damage to your minibus and the other vehicle that is involved in the accident.

f) Details of injuries: Make a note of injuries suffered by people travelling in the minibus and the other vehicle involved in the accident. If a pedestrian is injured in the accident, then you have to report the matter to police.

g) Details of emergency services: You have to record the details of the emergency services used.

h) Details of Accident Scene: Take photographs of the accident scene and draw a rough sketch of the position of the vehicle both before and after the accident. Make a detailed note about the road conditions and the details of any significant markings. Make a note of the speed of the vehicles involved in the accident. Also find out if any headlight or indicator light was used during the accident. In case you are unable to note the required information immediately after the accident, return to the accident scene as soon as possible.

If your minibus is involved in an accident it could be stressful. However, you need to stay calm and note as much information as possible. This will assist your minibus insurance company to assess your claims without difficulty. You can carry a camera to the accident site to take pictures of the site.

It is important that you inform your minibus insurance company as soon as possible. Most good minibus insurance providers have 24,hour insurance advisors who will assist you in easy processing of your claims.

Paul Headley is a specialist insurance article writer. Staveley Head are a leading UK insurance broker for
mini bus insurance

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