As with a lot of necessities in life, a large amount of people who purchase motorcycle insurance do not shop around to find the best deal possible and simply purchase the first insurance premium that they come across. Although this may be the quickest and easiest way to purchase motorcycle insurance, it is by far the most expensive.

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Motorbike riders who own more than one machine should look for insurers who offer multi-bike policies to help save money on their annual insurance premiums. There are a number of insurers offering this type of policy; however the terms, conditions and restrictions vary quite considerably between them.

The cheapest way to insure multiple bikes is to look for specialist insurance companies or brokers who will be able to provide you with quotes from a number of different leading insurance companies. Some insurers will allow for a specified number of riders, however the policy has to be in one person’s name only and this person also has to be the registered owner of the machines. Having additional riders added will undoubtedly raise the cost of the insurance. If you are prepared to let someone borrow one of your bikes it is possible to get short term cover for this person.

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Regardless of how old or experienced you may be, it is illegal to ride a motorbike on a public road without some form of motorbike insurance policy in place. It does not matter what level of cover is chosen, whether it is the most basic, Third Party, or the most complete, Fully Comprehensive, as long as it is in place during any time that the motorbike spends on a public road.

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The outlay of motorcycle insurance, whether it is on a one-off annual basis or a recurring monthly figure, can be one that is extremely expensive for some people. Although a certain percentage of people cannot help large premiums, such as because of their occupation (professional riders and celebrities can find it extremely difficult to find cheap insurance), a substantial percentage of people can easily reduce their motorcycle insurance premiums considerably.

One of the first points to consider when looking at insuring a motorcycle is the exact specification of the motorcycle, as the type of motorcycle insured can have a massive effect on how much the premium is.

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This week the DVLA is beginning a consultation process to try and resolve the mix up over re-issued licenses which were returned to their owners without including the motorbike category even though riders had passed their motorbike riding test.

A leading motorbike news company has suggested that the DVLA returns old licences, which have the proof that riding tests had been passed, along with the new license.

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